Meet the Toast Finance Team

Scott Baker’s journey to founding Toast Finance began with a deep passion for service and meaningful connections. After years in retail, he wanted to make a bigger impact, asking himself, “How can I build genuine relationships while solving problems in property, and finance?” Mortgage and finance broking became his answer—a chance to be part of people’s biggest milestones while creating a service grounded in trust and care. With over five years in the industry, Scott’s vision expanded. He wanted to empower people, improve their financial confidence, and guide them toward a self-sufficient future. That’s how Toast was born—an alternative to traditional, impersonal services.

Cait is all about helping you achieve your financial dreams, whether it’s securing your first home, refinancing, or building a strong property portfolio for the future. With access to a wide variety of lenders, Cait tailors solutions that match your unique needs and long-term goals. Her approach is all about simplifying the process, offering clear guidance and making sure you feel empowered at every stage of your journey. Outside of work, Cait has a love for travel and she enjoys exploring Geelong’s vibrant food scene. When she’s not on the go, you’ll find her staying active with netball and enjoying time with friends and family.

Chas is passionate about helping you turn your financial goals into reality, whether that’s buying your first home, expanding your property portfolio, or finding the right personal loan. With access to a diverse panel of lenders, Chas offers tailored solutions that are as swift as they are effective. Known for his approachable style and dedication to simplifying the complex, Chas makes sure every step of your journey is clear, confident, and aligned with your goals. He’s not just your broker—he’s your partner in creating possibilities and building financial confidence for life.

Meet Suellen, our incredible Client Services Manager. Known as the "Customer Service Queen," Suellen goes above and beyond to ensure our clients feel supported, valued, and informed every step of the way. Her dedication and expertise have earned her the title of Loan Administrator of the Year! When she's not working her magic in the office, Suellen is making waves—literally! A passionate outrigger paddler, she recently took her love for the sport to the next level by purchasing her very own OC1 canoe. Whether she's steering clients toward their financial goals or paddling on open waters, Suellen's energy and enthusiasm are truly inspiring. With Suellen on your side, you're guaranteed exceptional service with a personal touch.